Authorize.Net’s Payment Gateway – Merchant Gateway Account

An Authorize.Net Payment Gateway account enables you to accept credit card and electronic check payments from your e-commerce Web site.

Payment Gateway Standard Features

Connection Methods

Authorize.Net® offers flexible application programming interfaces (APIs) and have numerous certified third-party options that offer quick and secure integration methods. Or choose the easy-to-implement Simple Checkout that allows customers to purchase single items (in any quantity) using a hosted payment form. Simply enter appropriate item information, and HTML code is created to insert Donate or Buy Now buttons into your Web site.

Merchant Interface

The Merchant Interface is a secure Web site that allows merchants to manage transactions, configure their account settings, view account statements, generate reports and more. It is available from any computer with an Internet connection and Web browser–you never need to download or install any software.

  1. Manage Your Transactions – Submit, review, or void your transactions online. Manually enter payments or issue refunds with the built-in Virtual Terminal, or submit multiple transactions in a single file using the Batch Upload feature. Generate and download reports on settled, declined, and returned transactions; and import downloaded transaction data into your QuickBooks software.
  2. Configure Your Account – Configure the way transactions are handled, including security settings and transaction responses. You can also sign up for value-adding services and important announcements.
  3. Review Account Activity – Search your transaction history based on date, credit card number, customer name, and other fields. Reconcile payment and billing activity using online reports and statements. You can also view your Authorize.Net billing statement and payment history.

Virtual Terminal/Batch Upload

The secure Virtual Terminal and Batch Upload features enable merchants to process credit card and/or® transactions manually. Authorize.Net merchants access the Virtual Terminal and Batch Upload features through the Web-based Merchant Interface. Transactions are immediately submitted for authorization and processing each day.

Virtual Terminal – Virtual Terminal provides the best solution for merchants who manually enter credit card and electronic check transactions for mail order/telephone order (MOTO) sales.

Batch Upload – Submitting multiple transactions in a single file is an efficient way to upload credit card and electronic check transaction data from enterprise applications or other file-based systems.

Value-Adding Products

Automated Recurring Billing™

Automated Recurring Billing (ARB) is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions. You can take advantage of ARB’s flexible features to enhance customer service and build customer loyalty, while reducing authorization declines and overall administrative costs.

Customer Information Manager

The Authorize.Net Customer Information Manager (CIM) allows you to store customers’ sensitive payment information on our secure servers, simplifying your compliance with the Payment Card Industry Data Security Standard (PCI DSS) as well as the payments process for returning customers and recurring transactions.

With CIM you can:

Simplify PCI Compliance – You are concerned with PCI compliance and protecting your customers’ confidential information.

Process Recurring Transactions or Usage Charges – You bill your customers different amounts or on different days each month, or only when the service is used. (e.g. utility companies or pay-as-you-go cell phones)

Store Customer Data – You want to provide returning customers with the convenience of not having to re-enter their personal data every time they visit your Web site.

Provide Payment Flexibility – Your customers can store multiple payment methods for repeat purchases.

Save Multiple Shipping Locations – Your customers can also save multiple shipping locations.


Authorize.Net provides an exclusive, fully integrated electronic check payment method, eCheck.Net. Using eCheck.Net, merchants can accept and process payments from consumer and corporate bank accounts directly from their Web site or through the Authorize.Net Virtual Terminal. By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.

Advanced Fraud Detection Suite™

The Authorize.Net Advanced Fraud Detection Suite™ (AFDS) is a set of customizable, rules-based filters and tools that identify, manage and prevent suspicious and potentially costly fraudulent transactions. You can customize AFDS filters and tools to match your business needs and control how suspicious transactions are handled, including the ability to approve, decline or hold transactions for manual review.


  • Payment Gateway Standard Features: $15 per month + $0.00 per transaction
  • Automated Recurring Billing: $10 per month
  • Customer Information Manager: $20 per month
  • Pricing varies based on volume. Please call for details.
  • Advanced Fraud Detection Suite: $9.95 per month